It seems that when we reach adulthood, get married, and become parents.. we realize how many things we really didn't know. All the life lessons we ignored as teenagers and young adults now seem a whole lot more important. For instance, when someone says your life will change once you have children.. we normally offer a kind smile and say "oh I know I know", but in all reality we don't know anything! Another lesson we seem to scoff at is finances!!
I can totally attest to wishing I had learned this lesson early on. I remember getting my first credit card at the age of 19! At first I convinced myself.. of buying just a few things and then paying it off at the end of the month to help my credit. RIGHT!!!! I wish I would of understood the woes of accumulating personal debt. Most of the credit counseling they offer now.. they didn't offer ten years ago! Ahh.. The hard lessons learned.
Now as a wife and mother of two, I am much more conscious of the importance of good credit, and saving money. I plan to teach my children as soon as they are able to comprehend, how important it is to not have debt through out their life's.